First-time home buyers constitute 50% of all residential property purchases being made right now.
FORBES: Is The American Dream Of Home Ownership Dead? Not Really.
Connecticut-based Connex Credit Union has held events for first-time home buyers and for seniors grappling with understanding Medicare.
For example, my agency is helping first-time home buyers with down payment assistance funds through the Neighborhood Stabilization Program (NSP).
Property companies were among the gainers in Hong Kong, after China's central bank said it planned measures to help first-time home buyers.
While the Obama administration managed momentary relief in 2009 and 2010 through a first-time home buyers tax credit, those gains were illusory.
FORBES: Case-Shiller Home Price Index Officially Double-Dips, Goldman 'Cautiously Optimistic'
First-time home buyers made up 30 percent of existing home sales in February, well below the 40 percent that is typical in a healthy market.
The number of first-time home buyers in Scotland last year was the highest level for four years, according to the Council of Mortgage Lenders (CML).
But Beijing said in February that financial institutions should support demand from first-time home buyers, and it allowed banks to offer discounts on mortgage rates.
First-time home buyers will be the main focus for these policies.
The expiration of last year's tax tax credit for first-time home buyers have kept home sales numbers below 2009's levels, according to the National Association of Realtors.
In a slow market, and especially one with tight credit, it's easier for first-time home buyers to purchase homes, and they're usually buying at the entry level.
The partnership said it was putting to use its special expertise in housing to write mortgages for both first-time home buyers and current owners in complicated subsidized projects.
The Guangzhou-based developer added that first-time home buyers made up 64% of its sales last month, and that most of its sales were in second- and third-tier cities.
Lending support to the markets, shares of many Chinese property developers continued to rise two days after the People's Bank of China pledged more support to first-time home buyers.
Most houses that were sold were to first-time home buyers who received the rebates, or auctioned and foreclosed homes at bargain prices by those hoping to flip them later.
FORBES: Lots Of Cash Not Being Spent Will Choke Off The Recovery
Then, thanks to federal stimulus efforts and short-lived programs like the tax credit for first-time home buyers, there were signs of demand recovery in the first half of 2010.
FORBES: How Whirlpool Survived A Rough Recovery From The Housing Crash
Mortgage interest rates are still low, a great relief to first-time home buyers, real estate investors, and households considering refinancing their higher-rate loans initiated over the past few years.
"We see (overall) market transactions picking up, as the government is making it easier for first-time home buyers, " said Vincent Lo, chairman of Shanghai-based developer Shui On Land Ltd.
Housing sales picked up in the second quarter, with first-time home buyers and those moving up accelerated purchases as the central bank eased policy and local governments lifted some restrictions.
The tighter lending standards that have emerged in the wake of the recession weigh particularly on younger, first-time home buyers, according to a Federal Reserve study sent to Congress on Jan. 4.
FORBES: The Real Danger Of Raging Debt Loads And Slow Growth
Recently, however, the Tory shadow chancellor of the exchequer proposed abolishing the stamp tax for most first-time home buyers, as well as removing millions of people from the jaws of Britain's death tax.
Ms. PARKER: Well, we were really excited about the prospect of being able to purchase our first home, and we didn't go to all the wonderful classes that are out there for first-time home buyers.
The government has encouraged banks to offer lower mortgage rates for first-time home buyers, called on developers to increase construction of smaller and cheaper apartments, and is tolerating moves by some cash-hungry municipal and provincial governments to loosen property restrictions at the local level.
Some home buyers have tapped into the bank of mom and dad, receiving gifts or loans from family members. (A 2012 National Association of Realtors survey found that 30% of first-time home buyers received funding from relatives for downpayments.) Many others have pooled together funds to pay all-cash, fueling about 30% of all home sales in the past year compared to about 10% a decade ago, according to NAR.
FORBES: From Pet Spas To Digital Brokerages, The Most Unusual Housing Trends To Track In 2013
Historically, finding the money for a down-payment was only a problem for first-time home-buyers.
FORBES: Down Payment on Home Out of Reach for Half of U.S., Poll Finds
Mr Osborne has made populist pledges to cut stamp duty for first-time home-buyers and to exempt more people from inheritance tax.
Existing home sales rose 5.9% in November, selling at the highest rate since November, 2009 (when there was a tax-credit incentive in place for first-time home-buyers).
FORBES: Quite Surprising That Politicians Would Shoot Markets In The Foot Again
It sells single-family homes under the Richmond American Home name to first-time and move-up home buyers.
FORBES: One Rating Agency's Junk Bond Could Be Your High-Yield Treasure
The companies have also strayed from their mission of helping people afford their own home: they lag behind regular mortgage banks in funding first-time home-buyers, especially those from ethnic minorities.
ECONOMIST: The mortgage giant loses its boss and looks for capital
应用推荐