But fee-only financial planning includes other methods of charging clients such as a flat retainer, an hourly rate or a charge specific to the task at hand.

FORBES: Fee-Only Financial Planner: What's the Difference?

If you want advice delivered in person, consider a fee-only planner, meaning one who charges either an hourly rate or a flat rate, as opposed to one who lives off sales commissions.

FORBES: Got To Have A Plan