As the world's fastest-growing big economy, with the biggest current-account surplus and foreign reserves, its currency ought by rights to be rising.

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They got asset inflation in the form of higher property prices, but they also got rising current account deficits that eventually exhausted their foreign currency reserves.

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For the jet setting crowd, the account also assesses no fees on international cash transfers and foreign currency conversions.

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With currency ETFs, investors can enjoy the benefits of the foreign exchange market without an actual forex account.

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