Which option is better for you will depend on the amount of money in your fund and the amount of investment risk that you feel comfortable with and if you and your wife each have a number of pensions then it might make sense to take advice from an Independent Financial Adviser with experience in the pension market.

BBC: Fergus Muirhead

Of course, there is a necessary element of market risk here: every bad outcome suffered by an alternative investment fund is not necessarily proof of incompetence or malfeasance.

FORBES: "Villains" of Financial Crisis Wrestle with Misperceptions

It should also help illuminate new national security-related risk factors -- particularly in the post-September 11 era -- that need to be incorporated into the "due diligence" risk assessments of investment banks, fund managers and other market players.

CENTERFORSECURITYPOLICY: Center For Security Policy

Treasurys remain a top choice for investors who value short-term safety over long-term growth because they carry negligible risk of default, says Erik Weisman, a portfolio manager at fund company MFS Investment Management.

WSJ: Upside: Finding Better Bond Yields Overseas