In time, financiers tend to gain the advantage over their overseers.

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Did steroid users gain a significant advantage over those who played without the aid of performance enhancers?

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Many countries passed laws forbidding the transmutation of metals, even as their kings secretly patronised alchemy hoping to gain an advantage over other monarchs.

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And it wasn't me trying to bulk up and remain healthy in order to gain a significant advantage over my Norweigian nemesis, who was always trying to pip me to the post.

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But over the long haul, we want you to be able to stick with the program and gain the advantage of the returns that markets give you for bearing risk.

FORBES: Does Your Investment Plan Consider Risk?