Because of its size and limited capacity, SkyRoll is marketed as a short-trip solution and it is, but it is also a long trip solution if you can get by with two suits or jackets, as a second checked or carry-on bag, because you are still going to get the wrinkle free benefit.

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If you write a big check to any of the vendors mentioned in the previous paragraph, you will probably get some help, but only if you surround that investment with a long term plan for changing culture and building capacity.

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Even get in touch with people you last knew a long time ago.

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Try asking a sell side analyst how he or she comes up with the long-term expectations if you ever get a chance.

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Here come the tickers, Felix: You could get into a passive, long-term plan easily enough with Vanguard Total Bond Market ETF (BND) and Vanguard Total Stock Market ETF (VTI).

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There's nothing particularly wrong with spending a lot of money on something important, as long as you get a decent return for what you spend.

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Even the big spending Yankees seem to be on board with the new rules that say spending is okay, as long as you get a return.

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