Don't getintothehabitof communicating digitally when you can be more effective face-to-face--more personal, more persuasive, more able to read the other person, less likely to be misunderstood.
Britain's Europe Minister David Liddington said he would be making it clear that the Commission has to "get intothehabitof spending better, not always looking to spend more".
Given that students should also getintothehabitof paying their credit card bills on time and in full at this point in their credit careers, a no annual fee student credit card would be free to use and would preserve the option of building credit without actually making purchases.