The fund's expense ratio of 0.5% and its turnover ratio of 25% are substantially below peer-group averages.

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That's the highest of the brokerage group, which averages 224%.

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So in focusing on averages within each income group, the realities of lower income groups will be compared to a misconception of the top income group.

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Eventually, the law of averages gets everything, including the group at Apple.

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The far more mature U.S. retail market averages roughly 50 square feet of shops per capita, according to CoStar Group.

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According to Bespoke Investment Group, when the indices have spent more than 100 days above their 50-day moving averages and then dipped below them, the market has tended to move lower.

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