Before the market blew up, state and local governments could reassure bondholders that if they ran into financial trouble, their bonds would be honored by specialty insurers, like MBIA , Ambac and Federal Guarantee Insurance Company (FGIC).
For instance, if the law still requires insurance companies to guarantee individuals insurance, the lack of a mandate would enable people to wait until they become sick or injured to buy health insurance, which would result in skyrocketing health care costs and make the system unsustainable.
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The mandate is seen as necessary if insurance companies will be required to guarantee issue of health insurance policies and cover pre-existing conditions.
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Policyholders can rely on the insurance guarantee funds of the various states, to the extent that they are available.
The Romney plan will also guarantee that health insurance is truly portable, ensuring that no one who maintains his coverage will lose it.
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Under the new agreement, average savers' deposits with all Cypriot banks of up to 100, 000 euros will be guaranteed by the state in accordance with the EU's deposit insurance guarantee, the diplomat said.
To this end, it could provide some basic level of insurance or guarantee to all its members.
Mr Clinton spent the first two years of his presidency trying and failing to guarantee all citizens medical insurance.
Creating a European equivalent of the FDIC -- through a banking union -- would pool the eurozone's insurance to guarantee bank deposits, and thus reassure investors.
Another quasi-government security is a bank bond with a guarantee from the Federal Deposit Insurance Corp.
Greenberg superimposed the credit default swap guarantee business on a sound insurance underwriter.
The loan guarantee acts as lenders' insurance in case of default or unforeseen delay for technologies trying to go commercial for the first time.
In recent weeks, talk of a government-created "bad bank" to absorb troubled assets resurfaced as a solution, as did a government insurance program to guarantee assets.
While this is not the same as a Federal guarantee, no state life insurance fund has ever let one of its members renege on its claims.
Once the individual mandate comes into effect in 2014, health insurance will be an even worse deal for this group, since the ban on preexisting condition exclusions that comes into effect at the same time will guarantee that they can buy insurance at favorable prices in the future if their health status changes for the worse.
That has prompted calls for a European insurance fund which would guarantee repayment in euros.
First, neither of these options guarantee income distributions the way most insurance-backed annuity products do.
Then, they need to prove that they can tap into long-term credit markets without leaning on the Federal Deposit Insurance Corp. to guarantee their debt.
Critics also said encouraging individuals to buy health insurance could undermine the system of employee-based health insurance, with no guarantee a new system would emerge to replace it.
After early incidents of vandalism, Airbnb established a limited guarantee (although not an actual insurance policy) for hosts, and the company emphasizes that its detailed profiles and authentic reviews (after confirmed stays) help protect guests.
Do you seek another insurance plan, without any guarantee that you'll be able to find one that's affordable?
Do such insurance schemes actually carry a state guarantee?
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Longevity insurance may also help those unable to obtain long-term-care insurance, although there is no guarantee that payments will coincide with long-term-care expenses, says Dan Guilbert, executive vice president at Symetra Life Insurance Co.
The fees they charge for their guarantee can also be raised, crowding in private insurance.
However, the company is working on providing some sort of guarantee that would apply in cases where the personal insurance does not apply.
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Tiny Ireland, with its oversize banks, has just augmented its insurance scheme by giving a blanket government guarantee to bank deposits and liabilities.
At the same time as the Treasury announcement, the Federal Deposit Insurance Corp. said it would temporarily guarantee new issues of bank debt fully protecting the money even if the institution fails.
Health insurance, by contrast, provides individuals a guarantee to a defined set of benefits for a price.
The House bill would extend insurance coverage to 36 million uncovered Americans and guarantee that 96 percent of Americans have coverage, according to the nonpartisan Congressional Budget Office.
It should be obvious after this year that the stock market is no guarantee, another reason to take a closer look at life insurance.
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