And while the inescapable and obvious result is that increased financial pressure is placed on the private health insurance system at the expense of removing some of the financial pressure on the government run Medicare system, what may not be quite so obvious is the additional financial pressure placed on even the youngest and healthiest people in the private health insurance pools.

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But as soon as that was done, I watched the money I had once thought would be a down payment on my own place someday dwindle, owing to the additional expense of health insurance.

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Health insurance is deductible as a business expense, but penalties aren't.

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Instead, they can deduct 100% of the premiums paid for themselves (and spouse) as a business expense, just like health insurance.

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How is mandating a price break on health insurance for this far higher income group at the expense of the lower income group possibly fair?

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Likewise, buying a health-insurance policy from a college generally isn't a qualified expense but a parent might have an argument if the college requires all students to have coverage as a condition of enrollment, says Andrea Feirstein, managing director at AKF Consulting Group, which advises states that administer 529s.

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