No big surprise, the typical tablet owner is significantly more likely to be under age 44 and 89% more likely to fall into a higher income bracket.

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Other reasons for a redo could be say, the inability to pay the taxes due on the conversion, or an unanticipated shift to a higher income tax bracket in the year conversion taxes are due.

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Mr. Obama then insisted on reviving PEP and Pease, thereby recapturing much of the income he claimed to be "compromising" away by agreeing to a higher income threshold for the top bracket.

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If you work for several years on something and get paid all in one year, your income is pushed needlessly into a higher tax bracket.

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If they had to pay just through higher rates, the top bracket on ordinary income would rise to more than 67 percent and the rate on gains would approach 50 percent.

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What's more, the added income could bump a taxpayer into a higher tax bracket, making the bite even more painful.

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And the investment growth is taxed at their income tax bracket, which for most is higher than the 15% capital gains tax rate.

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That income will seem even less after inflation, higher taxes and bracket creep have done their nasty work.

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In addition, consider the possibility that a lower income in retirement could still put you into a lower tax bracket even though the rates are higher.

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