Set in a fictional coastal Maine town in the summer of 1981, an out-of-town woman calling herself Ruth Elizabeth is visiting a house that she's considering purchasing.
Although there are hundreds of mutual fund companies and thousands of mutual funds to choose from, if you are purchasing funds from an advisor or a company that is only offering in-house funds, this narrows your choices considerably.
They should also try to put their financial house in order before they fully retire by paying off their mortgage and other debts and purchasing any big-ticket items they expect to need in retirement.