The biggest scarcity will be in primary-care physicians, Hoven said, thanks to better insurance coverage for preventative care.

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"Roth withdrawals don't raise AGI and aren't investment income, " says Vern Hoven, a tax expert in Gig Harbor, Wash.

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"Today's a great day for our nation's patients, " AMA president-elect Ardis Hoven said.

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"It's an equally good day for physicians, " who can expect an uptick in patients and fewer hassles in sorting out who will finance care, Dr. Hoven said.

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This, of course, is a good thing, Hoven said.

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Realising that they had no experience of tourism or conservation, they approached Wouter van Hoven, a professor of wildlife management at the University of Pretoria, who has been their chief fundraiser and publicist ever since.

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American Medical Association President Cecil Wilson and Board Chair Ardis Hoven, along with doctors from across the country spoke out about the importance of ensuring doctors knew how much they would be paid for treating seniors on Medicare.

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