As a jointly public and private good, human capital accumulation drives industrial productivity and workforce quality.

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As a public good, human capital accumulation reduces criminality, medical care costs, and dependence on public assistance, while producing favorable citizenship qualities such as volunteering, community involvement, charitable donations, and likelihood to vote and perform public service.

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Savings can also be recycled as student loans, which allow for the accumulation of human capital by increasing the supply of doctors, engineers and skilled workers of all kinds.

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It is likely that lower taxes would also stimulate increases in research and development and other inventive activities, increase entrepreneurship, increase the accumulation of human capital, lead to more immigration of high-skilled workers, and encourage foreign firms to locate in the United States.

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Human capital is an economic force that drives the accumulation of national wealth.

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