Again, carefully choosing a bank account can help insulate you against these charges.

FORBES: Become Allergic To Bank Fees

InBev, by buying Anheuser-Busch, will insulate itself against the volatility of emerging markets over a half of its profits come form its Latin American operations.

ECONOMIST: InBev succeeds in its $52 billion bid for Anheuser-Busch

The city's unemployment rate (6.4%) is lower than the national average, and the plethora of public sector jobs insulate it against the weak private economy.

FORBES: Careers

To insulate themselves against Democratic attacks, Republicans now want to subsidise the cost of prescription drugs, disavow plans to privatise Social Security and it seems lock up half of America's top managers for fraud.

ECONOMIST: A death that impoverishes the Senate

But its 16 authors, led by Michael Ladisch, a biological engineer at Purdue University, reckon that high-tech chow will, within the next 25 years, protect troops from attack by biological weapons, insulate them against cold weather and even make them visible to their commanders by satellite.

ECONOMIST: A new report speculates on army rations of the future

To insulate those sellers against Bitcoin fluctuations, the eBay-like drug site also offers a hedging service.

FORBES: Founder Of Drug Site Silk Road Says Bitcoin Booms And Busts Won't Kill His Black Market

All of this should help to insulate the company against future fluctuations in the pound's value against the euro.

ECONOMIST: The economy

The government says the policy will save people money in the long run, and will insulate the UK against volatile gas prices.

BBC: Energy Bill: Big polluters may be exempted

Apparently, many believe the extra money being pumped into the economy will help insulate the recovery against the costs of more budget gridlock in Washington.

BBC: Gauging the fiscal cliff