Conservative Karl McCartney suggested it should be made compulsory to display a valid insurance certificate or sticker in the window of a vehicle, in the same way a tax disk had to be shown.

BBC: MPs urge action on cheaper car insurance

All insurance companies want to know the "main driver", but it does not appear on the insurance schedule or certificate for confirmation of details.

BBC: NEWS | Programmes | Inside Money | Have your say: insurance 'fronting'

The woman then used the death certificate to lodge fraudulent insurance claims.

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Under current law, insurance companies must issue a paper and electronic certificate when agreeing a policy with a vehicle owner.

BBC: Tax disc

When she finally moved back, she made sure to put her home, flood and life insurance documents on disc, as well as copies of her birth certificate, passport and Social Security card.

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