And under the Affordable Care Act insurance companies are required to cover recommended preventive services, including tobacco cessation counseling without charging you an extra penny out of your own pocket.
Travel suppliers like airlines, tour companies or cruise lines act as brokers for insurance companies and typically sell these policies only when you purchase tickets or make deposits.
The Affordable Care Act requires insurance companies to cover preventive exams, such as mammograms, annual physical, and colonoscopies, but Watson says that is not enough to motivate people.
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Not only will the Affordable Care Act prohibit insurance companies from denying coverage to people living with HIV, but it also will provide coverage for tens of thousands of Americans living with HIV.
The Affordable Care Act forces insurance companies to play by a new set of common sense rules, prohibiting them from dropping your coverage if you get sick, billing you into bankruptcy through annual or lifetime limits, and, soon, discriminating against anyone with a pre-existing condition.
Earlier efforts to come to an accommodation with religious groups had run into problems because many large employers, including big Catholic institutions, self-insure, meaning they act as insurance companies by assuming the full responsibility for the health costs of their workers and use traditional insurance companies only for administrative services.
One of the primary concerns we have going forward regards a portion of the Affordable Care Act revolving around insurance companies.
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The act requires that health insurance companies not use underwriting to avoid insuring people likely to have health problems or with pre-existing conditions.
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If a calamity (whether human-created or, as insurance companies like to say, an "act of God") befalls your household, your data will be safe in a sanctuary far, far away and not melted on that physical, external hard drive next to that poor old computer we've been trying to save!
The rebates were made possible by the Affordable Care Act, which generally requires insurance companies to spend at least 80 percent of consumers' premium dollars on health care, not advertising, bonuses, or overhead.
In May, Rep. Robert Andrews, a New Jersey Democrat, introduced the Prosthetic and Custom Orthotic Parity Act, which would require insurance companies to cover prosthetics at the same rate they do surgery.
Before the Affordable Care Act became law last year, insurance companies could deny coverage to women due to previous events such as having had cancer or having been pregnant.
But as Myrna noted, because of the Affordable Care Act, starting in 2014, insurance companies will no longer be able to discriminate against anyone in her situation for having breast cancer as a pre-existing condition.
One of the lesser known but highly useful creations of the Affordable Care Act is a provision which requires heath insurance companies to provide plan summaries that allow people to read, in simple and clear English, what they are getting for their premium dollar.
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Under the Affordable Care Act, signed into law last year, insurance companies will be prohibited from charging deductibles, co-payments or co-insurance on preventive services, including mammograms for patients who bought or joined a new health plan on or after September 23, 2010.
Part of what the act does is mandate that companies start providing health insurance to their employees or pay a penalty.
To ensure families have health coverage when they need it most, the Affordable Care Act put in place comprehensive reforms that will hold insurance companies accountable, improve health care quality, and expand access to affordable coverage.
WHITEHOUSE: Presidential Proclamation -- National Family Week, 2012
Benefits and Protections for the Middle Class: The Affordable Care Act includes numerous provisions to keep health care costs low, promote prevention, and hold insurance companies accountable.
Companies in the healthcare industry, which store sensitive patient information regulated by the Health Insurance Portability and Accountability Act of 1996 (HIPAA), also must face increased cyber security risks.
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While there have been increasing reports of American employers reacting to the requirements of the Affordable Care Act by making plans to cut employee work hours so that these companies may deny health insurance as a benefit of employment particularly in the restaurant and fast food industries it appears that Walmart has been planning this move all along.
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The landmark Affordable Care Act prevents insurers from charging women higher premiums than they charge men, and makes it illegal for insurance companies to deny coverage to women based on pre-existing conditions, such as cancer, being a victim of domestic violence, or pregnancy.
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