It was the right thing to do to provide insurance coverage to 30 million Americans, to ensure that people with preexisting conditions could not be denied insurance coverage, children with preexisting conditions could not be denied health insurance.
Many other Americans who are willing and able to pay are still denied insurance due to previous illnesses or conditions that insurance companies decide are too risky or too expensive to cover.
We would -- we've got plans to lower cost, to change purchasing models, address medical liability, insurance accountability, chronic and preexisting conditions, and access to affordable care for those with those conditions, insurance portability, expanded access -- but not doing it with creating more government, more bureaucracy, and more cost for the American taxpayer.
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We can't prohibit insurance companies from preventing people with preexisting conditions getting insurance unless everybody essentially has insurance.
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And we will be able to feel good about ourselves and sanctimonious about how pure our intentions are and how tough we are, and in the meantime, the American people are still seeing themselves not able to get health insurance because of preexisting conditions or not being able to pay their bills because their unemployment insurance ran out.
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Nobody should be satisfied with a system that allows insurance companies to deny care to folks with preexisting conditions, that allows insurance companies to kick people off their plans when they get too sick.
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We also recognize that many Americans with pre-existing conditions find insurance is either unaffordable or unavailable.
Look at what this bill does to curb insurance abuses in preexisting conditions.
The emerging plan would cobble together several basic insurance reforms that many Republicans have expressed support for, including a ban on excluding people for pre-existing conditions and stopping insurance companies from dropping coverage if you get sick.
The new insurance is hedged with conditions.
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This could lower health insurance premiums overall but make it more difficult for lower-income individuals and those with pre-existing conditions to afford health insurance.
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It's a problem for Americans for a variety of issues -- from the rising cost of premiums, to the fact that people are getting priced out of health care, to the insurance reforms that are so desperately needed because people with preexisting conditions can't get health insurance, people who get sick are getting kicked off their health insurance.
It may make sense for banks to be allowed some degree of financial protection, or insurance, against changing economic conditions.
And some things that traditionally weren't included in pet insurance, such as hereditary conditions, are now paid for under many plans.
Better coverage that ensures that those with pre-existing conditions can get insurance?
This manual is published by the American Psychiatric Association and is used by mental health providers to diagnose mental conditions and by insurance companies to reimburse for treatment.
As we speak, Americans are enrolling in new programs that provide affordable coverage for folks who had been shut out of the insurance market because of preexisting conditions.
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But what is certain is that they have a number of core principles about health care that are deeply important to them, such as keeping children insured, keeping the prescription drug mandate in Medicare Part D, ensuring the portability of insurance, and covering preexisting conditions.
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Most Americans who have received their health coverage through their employment know that there is typically a waiting period so that the insurance company can avoid pre-existing conditions that might have motivated the employee to take a job primarily to get the health insurance that comes with it.
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Additionally, banning insurance companies from discriminating against people with preexisting conditions helps to ensure that every American who can afford it has insurance.
The insurance industry, in failing to make sure that "innocent" patients with pre-existing conditions can get affordable individual health insurance on the open market, has in a way brought reform upon itself.
Central to ObamaCare are requirements that health insurers (1) accept everyone who applies (guaranteed issue), (2) cannot charge more based on serious medical conditions (modified community rating), and (3) include numerous coverage mandates that force insurance to pay for many often uncovered medical conditions.
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Uninsured Americans were to gain coverage through an expansion of Medicaid, mandates on insurance providers that they offer coverage to those with pre-existing conditions, and rules requiring employers to offer health insurance to their employees.
After the insurance carriers quote their terms and conditions for those risks, the brokerage firm selects and recommends the best proposal to the production company.
The provision that would matter most to people, he says, won't kick in until 2014 -- when 30 million people would be able to get health care without being denied insurance due to pre-existing conditions.
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The five million or so working Americans who do not have insurance or qualify for an already-existing government program should have been targeted with legislation that just focused on removing barriers to insurance created by pre-existing conditions or by the price of coverage.
Without mandated coverage, it would be impossible for insurance companies to provide coverage to those with pre-existing conditions and continue to stay in business as a profit making enterprise, unless the price of insurance premiums paid by those who are healthy become so expensive that it is virtually unaffordable by 99% of the nation.
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Both presidential candidates, for example, spar over whether and to what extent health insurance programs should cover pre-existing conditions.
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The individual responsibility provision in this is necessary in order to allow those with preexisting conditions to stay and keep insurance.
The mandate is seen as necessary if insurance companies will be required to guarantee issue of health insurance policies and cover pre-existing conditions.
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