We don't see it reported as prominently, but that's leading banks to raise the interest rate on many savings accounts, to attract more deposits.

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Please note, the official interest rate on new EE series savings bonds changes twice a year.

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It influences the interest rate we get on our savings and the rate we pay on our mortgages.

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But you could, instead, look at ways of increasing your income, whether by looking for a better rate of interest on savings income, or asking for a salary increase or more overtime at work.

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France-born Laplance founded Lending Club in 2007 after he became irked by the massive disparity between the 18% interest rate on his credit card bill, and the 1% savings rate at his bank.

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Under Cameron, basic rate tax payers would no longer have to pay tax on the interest from their savings.

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