But if it's too dire, he risks sending GM's BBB- credit rating into the junk pile.

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Junk mail in one pile, magazines in one pile, bills in one pile.

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Some winding blocks away from my home base, I spotted in the light of a street lamp a promising trove an unusually large pile of curbed junk that could have passed for an installation in a Chelsea gallery.

NEWYORKER: Wakefield

That's the first step in the endless cascade of junk mail from credit-card companies that pile up in your mailbox.

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