Pre-Tax 401(k) calculator, which can factor in the effect of investing pre-tax savings in a taxable account (Option 2).

FORBES: Why the Pre-Tax v. Roth Decision is More Complex Than It Seems

"The rise in unemployment is a key factor, " says Chie K. Ngu, a banking analyst with TA Securities in Kuala Lumpur.

CNN: TOUGH CHALLENGE

So he created his own show, The X Factor in the U.K. Fuller sued saying the show was too similar to Pop Idol.

FORBES: 'American Idol' Co-Creator Sues For Producing Credit on 'X Factor'