One is to bring in someone at the back and the other option is to keep working with the young players we have.

BBC: Benitez ponders offer for Turner

But someone with a million dollars in the bank would soon be consuming capital to keep up with expenses, leaving little for themselves or their heirs.

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Steve also believes in the value of having a mentor, someone with business experience who can guide you and keep you going through the difficult times.

BBC: Steve Wood believes getting good advice is imperative