Philip Ennion, a young learner driver, told BBC News 24 the organisation's ideas made sense.

BBC: NEWS | UK | Teenage driver deaths on the rise

There are two issues - the age of the learner driver and they type of car that you as a parent own.

BBC: Fergus Muirhead

You need to speak to a couple of brokers who have experience in insuring your drivers - there seem to be several online if you search for 'learner driver insurers' or something similar.

BBC: Fergus Muirhead

Linsey White, of the Association of British Insurers, said proposals to help reduce insurance premiums included introducing a minimum one year learner driver period and reducing the number of young passengers new drivers can carry.

BBC: Middle Rasen teenager struggles to get HGV insurance