Let me share with you a secret.

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But at the end of the day, when it comes time to make that decision, as President -- let me share with you what I have found -- all you have to guide you are your life experiences.

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Let me share with you a very clear example: Ashoka Fellow Felipe Vergara, whose organization Lumni, is transforming the field of human-capital-financing by giving students the opportunity to invest in their own education using the value of their future earnings.

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And let me share something with you.

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Now, without giving the winners away, let me share some observations with you.

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Let me share my journey with you.

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Let me share this statistic with you.

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And let me just share one story with you before I close.

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Let me share a few stories with you briefly.

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Let me go back to your question and share with you from my perspective.

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