But at the end of the day, when it comes time to make that decision, as President -- letmesharewithyou what I have found -- all you have to guide you are your life experiences.
Letmesharewithyou a very clear example: Ashoka Fellow Felipe Vergara, whose organization Lumni, is transforming the field of human-capital-financing by giving students the opportunity to invest in their own education using the value of their future earnings.
Letmeshare something withyou -- when Barack and I were first starting out in our lives, and we were all in love and buying a house and doing -- our combined student loan bill each month was actually higher than our mortgage.