At the mercy of the banks, DeWelt agreed to a two-point increase in the interest rate, to 7.75% on its revolving line of credit borrowings and 6.93% on its term loan.

FORBES: Mismeasurement

With these cards, consumers are given a revolving line of credit, but are encouraged to exceed it significantly (by how much remains unknown) as long as they pay off this excess amount each month.

FORBES: The Pitfalls of No Pre-Set Spending Limit Credit Cards