Some property owners without flood insurance (which mortgage lenders require of most people livingin flood-plains) will get relief from a federal disaster-loan programme.
Those livingin flood-prone areas might want to consider carrying a small hammer or specific car window-breaking tool in the glove compartment for this purpose.
Those not harmed, but livingin the flood-ravaged area, still face plenty of challenges such as no electricity, a disrupted water supply, damaged roads and faulty communication.
The cleanest approach would be to get rid of federal flood insurance entirely and let the private market price the risks of living below sea level or in flood-prone areas.
Meanwhile, some people livingin Kilham claim the flooding last month was made worse because the council did not clear the gullies to allow the flood water to drain away.