Those not harmed, but livinginthe flood-ravaged area, still face plenty of challenges such as no electricity, a disrupted water supply, damaged roads and faulty communication.
The cleanest approach would be to get rid of federal flood insurance entirely and let the private market price the risks of living below sea level or in flood-prone areas.
Meanwhile, some people livingin Kilham claim the flooding last month was made worse because the council did not clear the gullies to allow theflood water to drain away.