The three-month Treasury yield sank to 0.68%, while the London interbank offer rate rose to 3.88%.

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The interest rate charged on those loans will fluctuate with the market rates, typically determined by the London InterBank Offer Rate (LIBOR).

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If your credit score is 689, you would be charged an interest rate of LIBOR (London Interbank Offer Rate) plus 6.45%.

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The London Interbank offer rate, which is the rate banks lend to each other, came down again, to 3.5% from the mid-4% range just a week ago.

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