Each time a consumer uses a credit card to make a purchase, the bank and card processor charge a fee that is approximately 2% of the purchase price.
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When a credit card users make a purchase using his or her card, the merchant is charged a transaction fee by its bank that typically includes a fixed charge plus a percentage of the amount charged.
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Google Wallet allows you to use your existing credit cards when you make a purchase just by tapping your phone.
Ms. Menendez's run-ins with police dated back to 2000, when she was arrested on a charge of using a stolen credit-card number to make a purchase, the law-enforcement official said.
Of this group, 59 percent say they did not make a purchase due to the amount of money or available credit in their bank account.
Falling unemployment, rising consumer confidence, an improving housing market and wider availability of low-interest credit convinced consumers they were safe to make the big-ticket purchase of a car.
Amazon, for example, utilizes an IP address locator, to check to see whether the computer someone is using to make a purchase is in a location that makes sense for that credit card holder, says Brady.
One result is that you don't have to accumulate a large stock of rewards points before spending them or spend all their points at once, but instead can use points to cover a portion of the purchase price and then use a credit card or debit card to make up the difference.
Instead, when you make a purchase, you sign for it in the same way you do for traditional credit card purchases.
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If the insurance provided by an employer would cost workers more than 9.5 percent of their household income, that insurance is considered unaffordable and workers have a new option: purchase affordable coverage on the new health insurance exchanges, and receive a tax credit to make it easier to get the coverage they need.
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