In net interest margin (interest income minus interest cost, divided by the loan total), Lewis' bank scores 2.6%, versus 2.4% for Citi and 2.3% for Chase.
Its profit margin before interest and taxes in North America is a skinny 1.8%.
When times are good, renting yields a 13% profit margin before interest and taxes.
The company also cut its margin before interest and taxes to a range of 25%-30%, from 35%.
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Ghosn vowed to put Nissan back in the black within a year and to achieve a 4.5% profit margin before interest and taxes and slash Nissan debt by half in three years.
In the last quarter short term rates stabilized at a slightly higher level and the net interest margin (the difference between the interest they pay to depositors and that which they are paid for them) widened.
Net interest margin declined to 3.66%, a reflection of the low interest rate environment being orchestrated by the Federal Reserve thanks to its asset purchase programs over the past several years aimed at greasing the skids for an economic recovery.
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That maybe a good short-term decision in terms of managing to the net interest margin.
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That may be a good short-term decision in terms of managing to the net interest margin.
The biggest concern for Wells Fargo continues to remain its steadily declining net interest margin.
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However, net interest margin decreased 70 basis points (bps) year over year to 6.52%.
What really matters is whether the interest margin properly reflects the risk of default.
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Lloyds, for instance, has a net-interest margin of more than 2% in its retail bank.
The bank's loan portfolio and margins grew during the fourth quarter, as did its net interest margin.
For Wells Fargo, much of the problem was a greater than expected drop in its net interest margin.
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In the fiscal year ending March 2014, AMMB's net-interest margin is projected to narrow by 0.1 percentage point.
Banks need to post revenue growth and show a widening net interest margin.
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Additionally, an improved net interest margin and a reduced provision for credit losses led to the solid year-over-year growth.
Furthermore, revenue rebounded sharply from the first quarter growing about 10%, reflecting improved interest margin and raised asset management fees.
With its net interest margin ( NIM) at 4.5%, HUVL is among the most profitable community banks in its peer group.
The bank's net interest margin--the difference between its cost of capital and average loan rate--has fallen for five consecutive quarters, to 0.9%.
Net-interest margin a measure of profitability from lending after paying returns on deposits may contract by up to 0.15 percentage point, Mr. Ramamurthy said.
These burdens are occurring amid tepid loan growth and in a low interest rate environment that contributes to net interest margin contraction.
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In most countries, the net interest margin the difference between what banks pay for deposits and what they charge for loans is falling steadily.
Net interest margin contraction will likely outweigh any positive from loan growth.
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Capital One also reported a 13 basis point improvement in its net interest margin largely due to lower cost of funds in the quarter.
This figure was also the lowest since Q3 2011, with the net interest margin falling to the unprecedented 3.66% from the normal level of 3.8-3.9%.
Madoff is a liar and a thief, but he may have also provided Jeffry Picower with one of the largest zero-interest margin loans in history.
They soon focused on a much smaller bank, also well-run and having similar financial characteristics in such areas as return on equity, interest margin, loan quality, etc.
Moreover, once you get past the pressure on net interest margin, other key metrics continue to move in the right direction, and outpace rival JP Morgan Chase (JPM).
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