It is a standard followed by most European countries to ensure card security via microchip in credit and debit cards.
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In 1993 the People's Bank of Hainan decided to establish a provincial financial-data network using a credit card with a microchip.
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The dispenser has a tiny microchip inside, which can read information on the card when it is inserted into the dispenser.
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Other US banks are reluctant to switch over to microchip technology due to the massive cost of installing new card readers and reissuing millions of new credit cards.
BBC: Microchip technology added to two US credit cards
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