Two-thirds of mobile banking users say they used their mobile phone to check an account balance or available credit before making a large purchase in the past twelve months.
Research analysts at Goldman Sachs displayed commendable independence by dropping Vodafone from the bank's list of recommended shares, despite a close banking relationship between Goldman and the British mobile-phone giant.
Nearly half of mobile-banking users and 63% of nonusers said they would be hesitant about using a phone camera to make a check deposit, according to a survey conducted last year by Infosys Ltd.
In the emerging world , the most famous mobile payments success is in Kenya, where M-Pesa , the P2P payments service of mobile phone supplier Safaricom, has effectively created an alternative banking and payments system.
And at the heart of it is a powerful idea - that your mobile phone number can become the key to your bank account without you having to hand over your banking details to anyone who wants to pay you.