Improving the safety of young drivers will also mean that they will face lower motor insurance costs.
The research shows that some men are seeing small reductions in the cost of motor insurance.
The motor insurance industry will go through two big changes in the next few months.
In a separate development, the government has started consultation on a plan to move all motor insurance certificates online.
SIB's proposal to offer the public a single telephone help-line for calls on everything from motor insurance to pensions.
Anti-theft devices are categorised in three classes by the Motor Insurance Repair Research Centre at Thatcham in Berkshire, an insurance-industry research organisation.
The report collated data from across the motor insurance industry over the last year, and also studied police data for road accident injuries.
The cost of motor insurance has fallen by 4.1% over the last year, according to an AA survey of the cheapest deals on the market.
The Transport Committee (4.05pm) looks at the impact of claims for whiplash on the cost of motor insurance - with medical witnesses and the insurance industry.
And the balance may be different in short-term purchases costing a few hundred pounds, such as motor insurance, and long-term investments costing many thousands, such as pensions.
Meanwhile, the Office of Fair Trading said it was putting motor insurance under the spotlight after drivers had seen premiums rise by 40% on average in a year.
All one can say is that whereas the poor in Kinshasa complain about the price of bread, the poor in Kentucky complain about the price of motor insurance.
The Motor Insurance Repair Research Centre announced this week that it is to conduct independent trials of tracking systems and other advanced security devices to see how effective they are.
As well as that brand, it owns the Churchill, Green Flag and Privilege insurance brands and has more than four million motor insurance customers and a similar number of home insurance policies.
The forces were joined by colleagues from the Vehicle and Operator Services Agency (VOSA), HM Revenue and Customs, BT Openreach, the Scottish Environment and Protection Agency (SEPA) and the Motor Insurance Bureau.
"It is vitally important for policymakers to understand the reasons for the very high cost of motor insurance, especially for young drivers and to take steps to bring that cost down, " she added.
Former Justice Secretary Jack Straw has mounted a high-profile campaign against what he says is the large increase in dubious whiplash claims, tabling a private member's bill in 2011 urging reform of motor insurance.
Insurers have identified these as one of the main causes of the rapidly rising cost of motor insurance, arguing that in many cases, the claims are fraudulent or too difficult to contest under the present rules.
The Transport committee will continue its probe into the cost of motor insurance with evidence from former Home Secretary and Justice Secretary Jack Straw, and then from the Motor Accident Solicitors' Society, AXA UK, and former MP Andrew Dismore, who now represents the Access to Justice Action Group.
BBC: Viewing guide: The coming week's highlights in Parliament
"The original decision of the OFT to investigate the private motor insurance market came after insurer claims that motor insurance premiums had risen by almost 40% to compensate for the increased costs of personal injury claims (whiplash) and other costs including those of credit hire, " said Martin Andrews of the CHO.
The day ends with an adjournment debate led by the Conservative Nick de Bois on motor insurance fraud and the death of Ricky Burlton - a constituency case about a young man run over and killed by an illegal immigrant who, it turned out, had no driving licence but who had procured car insurance.
Both men have been charged with three counts of burglary, aggravated vehicle taking causing injury and using a motor vehicle without insurance.
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According to the Insurance Institute for Highway Safety, 35 percent of all deaths among 16-19 year-olds are motor-vehicle related, with the risk of getting into an accident among teenage drivers being particularly high during the first months after obtaining their licenses.
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