But they do serve to ready the banks' checkbooks to pay more severe moving violations.

FORBES: Wall Street's Lesson In Housekeeping

Speeding is a moving violation, and moving violations are not looked upon kindly by insurers.

FORBES: The High Price Of Speeding

Car insurance rates soar for drivers who have one moving violation and jump by more than 50 percent after three violations, according to an Insurance.com analysis of more than 32, 000 insurance policies sold in 2010.

FORBES: The True Cost of a Speeding Ticket