And insurance companies will be required to cover, with no extra charge, routine checkups and preventive care, like mammograms and colonoscopies.

CNN: Obama offers health care details in speech to Congress

And insurance companies will be required to cover, with no extra charge, routine checkups and preventive care, like mammograms and colonoscopies -- because there's no reason we shouldn't be catching diseases like breast cancer and colon cancer before they get worse and cost more money.

WHITEHOUSE: President Obama Explains Why Health Insurance Reform is Crucial for Small Business | The White House

This year, new insurance plans must cover prevention and wellness benefits at no charge.

WHITEHOUSE: Eliminating Obstacles to the Care Women Need

And finally, these plans will require insurance companies to cover basic preventative care -- from routine checkups, to mammograms, to pap smears -- at no extra charge to you.

WHITEHOUSE: The First Lady and Dr. Jill Biden Observe Breast Cancer Awareness Month | The White House