Insured Americans will have to pay more to hospitals and doctors to make up for your nonpayment.

WSJ: Crunch Time

Strictly speaking, a pure factoring arrangement has the supplier of funds acquiring the receivables, along with all the risks of nonpayment or late payment.

FORBES: Magazine Article

By extending credit and taking on all the risk of nonpayment if they lose, the argument goes, lawyers align their interests perfectly with their clients.

FORBES: Contingency Fees, Self-Regulation Make Lawyering Expensive For Us

By law, insurers in most states must cancel coverage for nonpayment.

FORBES: Insurance Rates Jump For Drivers With Policy Lapse