Northwestern Mutual Life, Aflac, United Airlines, Toyota and others have used the print program.

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In September, Mike Staggs and his wife, Nancylee, both 59 years old, put about 15% of their retirement savings into Northwestern Mutual Life Insurance Co.

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Even his regular clientele, including such companies as Northwestern Mutual Life, requested additional counseling sessions to deal with the roiling emotions brought on by Sept. 11.

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Among the annuity vendors with top ratings for financial strength are MassMutual, New York Life and Northwestern Mutual.

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