But they may not always be the best deal for the budget-conscious, Schneider warns.

CNN: Money-saving ideas for Major League junkies

Although the lump sum payment is tax free, it will not always be the best thing to do.

BBC: Pension planning: When to take a cash lump sum

And it may not always be the best politics.

WHITEHOUSE: Weekly Address: Working Together on the Economy

Locking them up is not always the answer, although for some kids it really can be the best thing for them.

BBC: Will locking up young offenders reduce crime?

Now, if you promise not to tell anybody, I will let you in on a little secret: I was not always the very best student that I could be when I was in high school, and certainly not when I was in middle school.

WHITEHOUSE: President Obama��s Third Annual Back to School Speech

"Letting themselves be attracted by something quick or easy is not always the best, " she adds.

BBC: Choosing a pope: France's Catholic legacy