Falling property prices mean that selling the family home may not provide sufficientfunds for two separate homes, especially now that lenders have become much more choosy.
Even if they are forced to sell off land parcels to other developers because they do not have sufficientfunds to develop the land, the Gaurs will make quite a lot of money.
There is a risk involved in this method as if you do not have sufficientfunds available to repay the loan at the end of the term, you may have to sell your property.
The cheque guarantee, denoted by a Shakespeare hologram on a card, meant a cheque was honoured by a bank, even if sufficientfunds were not in an account.
If you have sufficient liquid assets available, not only will you be able to access those funds with a debit card, but hopefully you should be able to get a secured credit card with a higher limit.