Next month Wells Fargo, a Californian bank that has pioneered onlinebanking, is expected to roll out an online brokerage service for its banking customers.
The scheme will be administered by the Faster Payments service - which processed more than 800 million online and phone banking transactions in 2012 - and the Link network, which processed 3.1 billion cash machine withdrawals last year.
The shift to the cloud and the smartphone also gives Intuit a big opportunity to mine all that online spending and hiring data that can fuel new products and service ideas, and sell customers upgrades like payroll management and onlinebanking.