The only question is will it be done by choice or by necessity.

FORBES: Will Choice Or Necessity Reduce Exploding Municipal Debt?

At the same time, we should ensure that there are a range of affordable options for the millions of Americans who rent, whether they do so by choice or financial necessity.

FORBES: Obama Pushes Renting, Making It Easier To Whack Fannie And Freddie

They will take on less leverage (by choice or necessity) and put more of their own skin in the game, which is always a good reason for thinking twice and checking your assumptions.

WSJ: China Will Be a Winner in the New Economy

Whether by necessity or choice, U.S. motorists are holding onto their cars for longer than ever, with the age of the average vehicle on the road at a record-high 10.8 years, according to the research company R.

FORBES: Cars That Can Last For 250,000 Miles (Or More)

This should be taken by executive action, without the necessity of congressionally imposed deadlines or funding cutoffs.

CENTERFORSECURITYPOLICY: Center for Security Policy | ��No Confidence��: Why Advocates Of US Leadership, Engagement Want Clinton To Disengage From Somalia, Haiti