It also means that Islamic banking needs to be full-reserve banking--Western banks typically loan out a multiple of the amount of money they have on hand, or in reserve.

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But our structural deficit -- and what that means is the amount of money that we're paying out versus the amount of money we're taking in -- the gap between what we're spending and how much money we have has been out of whack for years now.

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And it points to the latest credit availability figures from the Bank of England, which suggest that the amount of money available to lend out is at an all-time high.

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This is small investors panicking, retail investors panicking, and they have taken a huge amount of money out of mutual funds and the self-directed 401(k)s because they are fearful that the same thing is going to happen that happened in 2008 and 2009.

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The cards could allow those recipients who do have drug coverage to get more drugs for the same amount of money, or perhaps not reach their out-of-pocket limits as quickly, said a spokesman for HHS's Center for Medicare and Medicaid Services (CMS), the agency that administers Medicare.

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If the student goes to an out-of-state or private college or university, an equal amount of money will be distributed.

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