Instead of worrying about loss aversion and raising more than you need, greed-induced overcapitalization is often driven wanting bigger warchests in the face of lots of interest.

FORBES: The Energetics of Fear and Greed in the Boardroom

The real estate overcapitalization in the United States followed by immersive equity losses could not be overcome another way, the banks had to write off the accumulating bad assets, foreclosures, draining capital, etc.

FORBES: Dear President Obama, The Unemployment Rate Is Falling For All The Wrong Reasons