Former Labour Chancellor Alistair Darling warned Mr Osborne against "overselling" the move because it "would not have stopped the failure of Northern Rock or HBOS".
He has been accused of failing to "sell" his recent decision to cut fuel subsidies to the Nigerian public (and of "overselling" the threat posed by Boko Haram).
For politicians, they don't want to think big because if they never get there, then they'll be accused of overselling and coming up short, or having to back down from a big announcement.
Meanwhile it is SOP for senior managers to be given equity with no accountability (looting), golden parachutes for destroying companies and then real fortunes for overselling the gutted remains with inflated short term earning.