The bank said customers should bring photographic identification and account details (account number and sort code) and a pay-slip if the balance did not reflect any salary payments.

BBC: Ulster Bank sign

So when cost of living is taken into account, richer, higher paid, higher taxed nations like Denmark slip in the pay scale rankings to lower than mid-table in the ECA list of 55.

FORBES: Are Americans Overtaxed?

But crucially they failed to produce anything from them, and they were made to pay when Paul Deacon's nimble footwork saw him slip through the Huddersfield defence and off-load to Finnigan, who touched down by the posts.

BBC: Bradford 38-12 Huddersfield