The bank said customers should bring photographic identification and account details (account number and sort code) and a pay-slip if the balance did not reflect any salary payments.

BBC: Ulster Bank sign

Both books deplore the unchecked triumph of market forces, as if the state evaporated when the Berlin Wall came down. (It didn't: look at your pay-slip.) Both, rejecting without comment a basic tenet of economics, take it for granted that when countries trade, some at least of them must lose the question being whether all will lose, or just America.

ECONOMIST: Sense, nonsense and the global economy

So when cost of living is taken into account, richer, higher paid, higher taxed nations like Denmark slip in the pay scale rankings to lower than mid-table in the ECA list of 55.

FORBES: Are Americans Overtaxed?

But crucially they failed to produce anything from them, and they were made to pay when Paul Deacon's nimble footwork saw him slip through the Huddersfield defence and off-load to Finnigan, who touched down by the posts.

BBC: Bradford 38-12 Huddersfield