Between the expiration of the initial rate and the end of the surrender charge period the consumer is at the tender mercy of the insurance company.

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At the same time, the extension of unemployment insurance from the usual 26 weeks time period to two-year period has discouraged people from actively searching, finding, and accepting jobs.

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Nathan Horton assisted on both of Krejci's scores and added an insurance goal in the third period, and Tuukka Rask stopped 29 shots for the Bruins, who silenced Sidney Crosby and the rest of the NHL's top-scoring team.

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There's a transition period in dealing with the insurance industry and in dealing with another -- a number of phases that -- of aspects that have to be phased in as a part of this bill.

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It seems that the health insurance coverage provided to Members of Congress requires a 28 -day waiting period before it becomes effective.

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Linsey White, of the Association of British Insurers, said proposals to help reduce insurance premiums included introducing a minimum one year learner driver period and reducing the number of young passengers new drivers can carry.

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During that post-Katrina period, he became familiar with the concept of federal bailouts when he made the argument for federal funds to help insurance companies shoulder the costs of catastrophic events.

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