Typically, a credit report contains personal identifying information, a credit summary, account information, inquiries, collections and public records.
In addition to concerns about protecting data that could be sensitive for a corporation, there's an increasing emphasis on protecting personal information such as credit card numbers, bank account information and personal finances.
Did the collective then take another turn for the extreme, swiping the personal information and credit card details of millions of PlayStation Network users?
Were they approached recently to give personal information or a credit card number?
In the second half of 2009, the APWG tracked 126, 698 fake sites aimed at tricking users into giving up sensitive personal information such as credit card numbers or infecting them with malicious software.
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Mobile users can also be duped through so-called "smishing" -- a combination of the words SMS and phishing -- where a user receives a text message asking for personal information like a credit card number, e-mail address or social security number.
In each case, you will have to register and provide personal information, but you shouldn't provide credit-card information.
This kind of personal information cannot suffer the security breaches we see with credit card information today.
Sony admitted this week that hackers had stolen personal information, possibly including credit-card details, of many of the 77m-plus users of its online-gaming and entertainment networks.
Consumers using one of the Web sites were asked to provide personal information and a valid credit card number to get a copy of their credit report.
Interestingly enough, it appears that one of the reasons why Anonymous was able to attack the website was because Stratfor neglected to encrypt the credit card and other personal information about its subscribers.
It compares his responses with information obtained from protected repositories of personal data maintained by credit reporting companies affiliated with the bank, and it accesses this information in real time, making no permanent record of it at the bank.
They were also more trusting of the medium, and more likely to give out personal information such as bank, credit card and mobile phone details.
Phishing is where criminals masquerade as a legitimate business or Web site and trick victims into revealing passwords, credit card information and other personal data.
No financial institution or legitimate company will contact you by phone or email to ask for your social security number, credit card number or other personal information.
Mr. ARMSTRONG: Well, you know, the past couple of years have been really rough as it relates to the sensitivity of our credit card information, our personal privacy, our data.
Once connected to an IRC, the creator of the custom channel or his robot program can download the victim's files, passwords, log-in data, operating system preferences and other personal information -- including stored credit-card numbers.
Mr. McWhorter said that unlike hacking attacks that seek credit card numbers and other personal information that can be easily sold, the Chinese attacks it followed often ignored sensitive financial data to instead focus on stealing intellectual property.
Skimmed credit card numbers and other personal-identity information stolen from computers also can be found for sale on Web sites, Fraser said.
As phones and PDAs become transaction terminals and repositories for valuable information - credit card numbers, personal IDs, digital money, e-keys, bank passwords, even company secrets - much more will be at stake.
Phishing is generally designed to trick people into giving up personal information (passwords, social security numbers, credit card details, addresses, etc.) -- most commonly for the purpose of identity theft.
By April 25, forensic teams were able to confirm the scope of the personal data they believed had been taken, and could not rule out whether credit card information had been accessed.
But what appears to have happened is a few rogue agents stayed in the system and managed to hack their way to 77 million PSN members personal information, including birthdays, addresses, emails, phone numbers and possibly credit cards.
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From there, in fact, maybe even a greater piece of information is the credit report, because the credit report, obviously, not only gives a Social Security number and personal information about the individual, but it also goes on to indicate where the person has their holdings, whether they have home equity loans, and effectively, they can obtain driver's licenses from that and then they can get open bank accounts.
Companies, and especially credit-reporting firms, generally enjoy more latitude than government bodies do in making personal information available to third parties.
Those recommendations are said to include a focus on personal information and browsing records, as well as the collection of location-based data and credit card details.
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