Add the phase-in of new Basel III standards, and many banks feel less motivated to lend.
The bill features a three-year phase-in with 99% of employers required to use the system within two years.
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These plans -- the tax also -- there's a phase-in period of five years for this tax, as well.
Also, unlike previous versions, this bill offers a phase-in period of two years.
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The federal minimum wage was last increased in 2009 as part of a three-step phase-in that became law in 2007.
The best option would be to kill the utility rule and put the EPA on probation, but second best is a longer phase-in to give utilities more time to comply.
For instance, the Obama team unilaterally decided to phase-in the guaranteed issue requirements of child-only policies, even though the law required this provision to be fully implemented by the fall of 2010.
The FAA already has ordered immediate cockpit security improvements, and the administration's proposal envisions additional short-term steps, such as security bars and other access barriers, during the phase-in period for the fortified doors.
Late Friday, the SEC said in a statement that "exceptional trading volume and price volatility of the equity market over the last few days raise the potential of even greater challenges" during NMS' phase-in.
The debate is monopolised by two broad and opposing coalitions, one pushing for the rapid introduction of competition, the other arguing for a slower phase-in and cushier (some would say outrageous) terms for the established players.
Any realistic, practical plan to limit tax expenditure cuts to a high-income group would require a phase-in of the cuts or other accommodations, which would add to marginal tax rates, reduce the potential revenue gain, and make the resulting tax change more regressive.
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And, because myriad Dodd-Frank rules remain unwritten and banks are facing the phase-in of new Basel III standards, to increase profits, banks can either make a riskier loan in an uncertain regulatory environment, or cool their heels and collect a small but risk-free return.
Banks deemed too-big-to-fail including Bank of America (BAC), JPMorgan Chase (JPM), Citigroup (C) and Wells Fargo (WFC) will also have to show that they are on track to meet the phase-in schedule for Basel III capital standards and the additional capital buffers that will be imposed on them.
As the attached article by Joshua Muravchik -- a long-time Social Democrat who was a prominent supporter of Bill Clinton in his "New Democrat" candidate phase -- makes clear, in September 1975, Morton Halperin favorably reviewed Agee's first book Inside the Company: A CIA Diary.
The specific drug tested in the trial -- Idelalisib -- was shown in a first phase of study to be safe in high-risk populations, and to help reduce the size of affected lymph nodes for long periods of time.
The proposal also calls for a "pre-negotiations phase in which Iran would simply agree to refrain from expanding its current uranium-enrichment operations, in exchange for the West holding off on further sanctions against Tehran, " Time reported.
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According to Hymowitz, young men are stuck in a pre-adulthood phase in which they are distracted, confused and searching for identity.
The currently ongoing TG-1101 Phase 1 trial in NHL patients will have data in mid-2013, and begin to enroll Phase 2 part patients, as well, with more data expected at the ASH conference in 2013, says the analyst.
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The next phase is lock-in where users form usage habits.
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Older children who have outgrown the running-in-circles phase can plot an outing to an historic statue (choose from Joan of Arc or Winston Churchill, among others) or a home state street.
Pacific Rim acquired a firm that already had an exploration permit, a sort of phase-one permit in the mining world that allows companies to explore an area and determine whether mining would make sense there.
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But Defence Secretary Mr Hammond said he rejected the idea that people had been treated unfairly and said the committee had only looked at the first phase of redundancies - in which enough civil servants had volunteered that the MoD had not had to resort to compulsory job losses.
In essence, this means that any de-stocking phase in China started from a higher level than previously thought.
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But one witness who testified in a pre-trial phase is expected to be back early on in the trial -- a New York FBI agent who is qualified as an expert on organized crime.
But it operates as a tax-rate hike for those in the phase-out range, discouraging work, saving and investment.
Under a tentative peace deal, al-Bashir agreed in November to a three-phase U.N. plan to strengthen the overstretched, 7, 000-strong African Union force in Darfur.
It helps explain why China has been in a de-stocking phase, but the country is likely to remain price-sensitive in its purchases, Virga said.
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After working with Cardiff council and the Vale of Glamorgan council - in Penarth - in the first phase of the project, the intention is then to deliver it to Barry, Caerphilly and Pontypridd.
Today, AVEO (name was changed in 2005) has an interesting multi-kinase inhibitor tivozanib in Phase 3 for renal cell cancer, and their second program is an anti-HGF mAb.
The 35-year-old Mr. Freeman turned against his buddy, wearing a wire for the government during a crucial phase in a sprawling, three-year investigation that authorities say could eclipse in scope any previous insider-trading case.
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