The policy holder's goal: to slice and dice all the options to maximize the overall payout.
According to the report, Wellpoint used a computer algorithm that automatically targeted every policy holder recently diagnosed with breast cancer.
FORBES: Wellpoint Drops Coverage For Some Women With Breast Cancer
Theoretically, every car-insurance policy holder could switch carriers a couple of times a year, because most policies have six-month terms.
FORBES: Car Insurers Lose Traction Despite Deluge of Advertising
These are policies which promise to pay out a supposedly fixed sum to the policy holder's inheritors when the customer eventually dies, with the payment coming from the investment proceeds of the person's monthly premiums.
BBC: Whole-of-life insurance: Why complaints are rising fast
Obama has asked Holder to report to him on any recommended policy changes by July 12.
Little noticed, the Holder Justice Department's attorneys have defended the Bush warrantless wiretap policy-in a long-running lawsuit in San Francisco's Ninth Circuit, and last month before the Third Circuit in Philadelphia, involving the tracking of cellphone locations.
This is -- the memo that was sent out today to U.S. attorneys simply adds guidelines to a decision that Attorney General Holder talked about in mid-March, and has been administration policy since the beginning of this administration in January.
Paul, a critic of Obama's drone policy, started just before noon Wednesday by demanding the president or Attorney General Eric Holder issue a statement assuring that the aircraft would not be used in the United States to kill terrorism suspects who are U.S. citizens.
It is entirely legitimate to ask who else among Mr. Holder's hires from the Gitmo bar is shaping or influencing national security policy decisions.
Many of these lawyers comprise what is known as the "Guantanamo bar, " including attorneys from Mr. Holder's former law firm and some of his senior subordinates now responsible for detainee policy at the Department of Justice.
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